Business Loans AUSTRALIA

Business Loan Brokers

With access to a wide range of loans for small to large businesses, we can help you manage your cash flow, purchase stock or inventory, and grow your business. We have business lending solutions for different stages and types of companies.

Get Quote

"*" indicates required fields

1Step 1
2Step 2
3Step 3

Up to $1m No Financials

High Approval rates on Low Doc Loans

Rates from 6.95%

Access to 40+ Banks and Lenders

Quick Turnaround

Funds can be deposited within 24 hours

Australia-Wide Service

We help businesses right across Australia
Customers Reviews
Based on 294 reviews

Rusty Tulloch

Alex our broker was fantastic every step of the way. I was new to finance and had just started a new business in the Wool industry Alex went above and beyond in finding an affordable solution for us growing our business Thank you Alex and QPF you guys are awesome. Forget the banks and their 2 years of financials! We have now the equipment to grow our Business and keep our customers happy!

Simon Beasley

Thanks, Milena and Louise. It is so easy to have you guys arrange finance for our equipment. This is the fifth time we have used QPF and would not think of going anywhere else. I highly recommend trying this finance group for your business purchases.

VANFIT

I have used Mike for years to do my car and business finance, always a pleasant and seamless experience. Would highly recommend.

P.M

I have been funding capital purchases with QPF for almost 20 years. On a recent vehicle purchase, the car dealership suggested that I should speak to a finance broker for my latest purchase. Once the finance package came through, Mike and Caitlin at QPF saved me 18K in interest over the 5-year term. You can't go past QPF for finance solutions.

Luke

Very happy with QPF. Mike Watson took all the stress out of the purchase of some heavy machinery for my business, the seller was very difficult but Mike handled the entire process for me. I will be definitely be going with Mike and QPF in the future.

Mark Nolan

Well thank you for making this process easy for me Kiarah. You were helpful in all questions but what was good was that you were personally connected to my business outcome! Thanks again Kiarah.

Sue and Rick

We just wanted to say a “Thank you” to you all for all your help and support getting the Car and Grader sorted both financially and insured. The communication and service I received both from Julie and Jane have been exceptional - those two ladies are an asset to your Team at QPF. Both Rick and myself look forward to dealing with you again.

Bruno De Sousa

I would just like to pass on my gratitude to Katelyn Barnett and her Team at QPF for your hard work in helping me get my new car. I really cannot put into words how grateful I am and how much I appreciate it. This is how it should be done. Everything was handled smoothly in a timely and professional manner. This has to be the best Finance Company around.

Michael Trainor

Huge thanks to Chris and Caitlin for helping us out with our recent purchases. Having someone understand us and our business in terms of growth and acquisition has been invaluable and saved us so much time and money. Best in the business, wouldn't go anywhere else! Thanks team :)
BUSINESS LOANS

What are the different types of business loan products?

Explore the wide range of business loan products available in Australia with the help of our experienced finance brokers. Whether you need short-term financing or long-term investment solutions, we have access to a variety of options to meet your needs.

Contact us today to secure the financial resources needed to grow and succeed your business.
  • Unsecured Business Loan
  • Chattel Mortgage
  • Debtor and Inventory Funding
  • Insurance Premium Funding
  • Secured Business Loan
  • Equipment Loan
  • Business Overdraft & Cashflow Solutions
  • And more!

Get Pre-Approved Today!

  • Free Quote
  • No Impact on your Credit Score

"*" indicates required fields

Name*
This field is hidden when viewing the form

Lead Details

This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form

Marketing Admin Details

This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
BUSINESS LOAN BROKERS

Business Financing from a Brokerage you can Trust

We understand the aspirations of Australian businesses and have a proven track record of supporting them in achieving their financial goals with better finance deals. Our commercial loan services cover financing for assets and funding for insurance premiums, debts, overdrafts, and other business operations.

Many business owners who have approached their bank or other lenders directly often find the process daunting and the loan terms expensive or restrictive. However, when they turn to QPF Finance, they quickly realise the significant benefits of having an experienced business loan broker handle the process on their behalf. We understand each decision is pivotal to the ongoing success of your business and we will be there every step of the way.
Business Car Loans

Business Loan Calculator

Best Rates in Market

Up to $1m No Financials

For All Types of Businesses

No Impact on Your Credit Score

Finance Calculator

Loan Amount ($):

$100,000

Loan Term (months):

60 months

Weekly Payments From:

This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Calculation includes 30% balloon.

Small Aircraft purchased through plane loan with QPF aviation finance expert

Experts in Commercial Financing

Large Lender Panel

With access to over 40 lenders, our business financing solutions are customised to suit your business needs, whether for an established business or a new entrepreneurial venture. We have the expertise to lead you through the process.

Competitive Rates

We offer some of the most competitive rates in the industry. Our flexible loan terms ensure that you can find a financing solution that works for you, allowing you to focus on what matters most - building your business's future.

Quick Approval

As experienced commercial and business loan brokers, you gain access to years of knowledge and experience. Which means we can streamline the application process, helping you get back to business faster and with minimal hassle. 

Expert Advice

Established in 1977, we have strong relationships with over 24,000 Australian businesses and multiple lenders. Our experienced finance specialists are committed to guiding you through every step, ensuring a smooth and informed experience.

How It Works

Apply Online

Fill out our simple online application form with basic details about your business and financing needs.

Get Approved

Your dedicated finance broker will review your application and get back to you with the best loan options available.

Choose Your Loan

Once approved, you can select the loan product that meets your business needs.

Reach Your Business Goals

Finalise the paperwork, and you’re ready to get back to business.

Trusted By Business Owners Across Australia

Personalised Service

At QPF Finance, we believe in building long-term relationships with our clients. We take the time to understand your business and financial goals to provide customised aviation loan solutions.

Transparent Process

We pride ourselves on transparency and honesty. Our team will walk you through every detail of the commercial loan process, ensuring you understand all the terms and conditions.

Success Stories

Hear from satisfied QPF clients who have successfully achieved their business finance goals with us, and see the difference we can make.
Best Finance Brokers with 293 Google Reviews

Got a Question about Business Loans?

Call us on 1300 736 780

Business loans are commonly used for two primary purposes: to finance the acquisition of an asset, such as a vehicle or equipment, or to support a business's working capital. They are typically categorised as secured or unsecured.

The process for applying for a business loan can vary depending on several factors, such as the type of loan, loan amount, collateral, business size, and length of operation. As a trusted business partner, QPF Finance Brokers aim to simplify access to business loan products as well as help Australian businesses pick the right products from our wide range of lenders. The best part? You can begin the application process online today.

Business loans work similarly to other loan products. If approved, your lender will provide financing to help with your business's working capital or the purchase of an asset and you'll be charged either a fixed or variable interest rate over the loan term.

Generally, many business loans do not require a deposit due to their structure, but it depends on the type of loan, its purpose, and your credit rating. Suppose you're seeking a business loan that doesn't require a deposit, then numerous options are available, including the most common products, such as secured and unsecured business finance, equipment finance, invoice financing, insurance premium financing, and trade finance. As business finance experts, a QPF finance broker will be able to help you find the best product that suits your business.

The availability of loan products for purchasing an existing business or starting a new one depends on various factors. Lenders consider your creditworthiness, professional or trading experience, the industry you're entering, and any personal or business-related assets that could serve as collateral for the loan.

Absolutely. A QPF Finance Broker can help you easily compare business loan products from our 40+ lenders and see if you can refinance to find a better deal. For example, if you were on a fixed-rate business loan, and lenders in the market lowered their interest rates, you could remain stuck paying a higher rate of interest than you need to. If this is the case, a QPF Finance Broker could help you compare lenders and see if you can switch to a business loan with a lower fixed rate or a variable rate loan, potentially saving you money on repayments.

It only takes 2 minutes to check your eligibility

With our competitive rates and personalised service, you can make informed financial decisions for your business. Contact us today or fill out our online application form to get started.

We are Australia’s largest finance brokerage firm, committed to securing you loans that drive your business forward.

Qld Pacific Finance Pty Ltd ACN 083 028 684, Australian Credit Licence 386913 and our related businesses QPF Mortgages Pty Ltd ACN 160262368 and QPF Insurance Pty Ltd ACN 624 572 541.

Apply Now

Need finance? No worries! Fill in the form and we'll be in touch to discuss your options.

"*" indicates required fields

1Step 1
2Step 2
3Step 3

Apply Now

Need finance? No worries! Fill in the form and we'll be in touch to discuss your options.

"*" indicates required fields

1Step 1
2Step 2
3Step 3

Request A Call Back

Got a question, or want to apply for your loan over the phone? No worries! Leave your details below and we'll be in contact.

"*" indicates required fields

Name*
This field is hidden when viewing the form

Lead Details

This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form

Marketing Admin Details

This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form