Boat Equipment Finance

Best Rates For

Up to $1m No Financials

High Approval Rates

40+ Banks and Lenders

Rates from 6.95%

Finance Calculator

Loan Amount ($):

$100,000

Loan Term (months):

60 months

Weekly Payments From:

This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Calculation includes 30% balloon.

consumer boat loans

Unbeatable Boat Loan Rates To Get You On The Water

Are you looking to secure the best boat loan for a yacht, houseboat, jet ski or other pleasure craft?

Whether you ‘re purchasing from a dealer or private seller, we have the expertise to ensure you get the marine finance solution to stay ahead of your competitors, or live out your dream on the water!
  • Yachts
  • Fishing Boats
  • Sailboats
  • Power Boats
  • House Boats
  • Jet Skis
  • Cabin Cruisers
  • Catamarans

How It Works

Apply Online

Fill out our simple online application form with basic details about your business and financing needs.

Get Approved

Your dedicated finance broker will review your application and get back to you with the best loan options available.

Choose Your Equipment

Once approved, you can choose the vessel that meets your business needs.

Get Back To Business

Finalise the paperwork, and you’re ready to get back to business.
Access to more than 40 lenders

We'll find you the best deal in the marketplace, and handle the paperwork

Get Your Finance Pre-Approved Today!

  • Free Quote
  • No Impact on your Credit Score

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Business Boat Loans

Commercial Boat Loans

Are you looking to purchase or upgrade commercial vessels such as fishing boats, passenger ferries or charter vessels? We can help you to secure the necessary capital to support your business operations and expansion plans.

With flexible terms, competitive interest rates and expert guidance, our commercial marine loans help to ensure that your fleet remains efficient, reliable and capable of meeting the demands of the industry.
Business Car Loans
Small Aircraft purchased through plane loan with QPF aviation finance expert

Experts in Boating and Marine Loans

Customised Loan Solutions

Whether you’re financing a commercial fleet or a private yacht, we offer customised boating and marine loan packages to fit your budget and goals.

Competitive Rates

With access to more than 40 banks and lenders, we offer highly competitive interest rates and flexible loan terms to make your boating dreams a reality without breaking the bank.

Quick Approval

Our streamlined application process is designed to get you approved and on the water as quickly as possible. Enjoy a hassle free experience from start to finish.

Specialised Expertise

Our team of marine finance experts bring extensive industry knowledge to the table, ensuring you get the best boating and marine loans tailored to your specific needs.

Trusted By Business Owners Across Australia

Personalised Service

Ready to embark on your next maritime adventure or expand your fleet? Contact us today to learn more about our Boating & Marine Loans and start your application. Our dedicated team is here to support you every step of the way.

Transparent Process

We pride ourselves on transparency and honesty. Our team will walk you through every detail of the asset finance process, ensuring you understand all the terms and conditions.

Success Stories

Hear from satisfied QPF clients who have successfully financed their boating and marine assets with us, and see the difference we can make.
Best Finance Brokers with 293 Google Reviews

Got a Question about Boating & Marine Loans?

Call us on 1300 736 780

Absolutely. We offer finance solutions for businesses acquiring commercial vessels, including fishing boats, charter boats, tug boats, passenger ferries and boats for other types of business use. Get A Quote.

Yes, we offer financing options for individual consumers looking to purchase boats for personal use, such as pleasure crafts, yachts, sailboats and jet skis.

We can secure finance for commercial vessels, pleasure crafts, tug boats, passenger ferries, fishing boats, yachts, sailboats, jet skis and more. Contact our team for more information about the many marine vessels we can finance.

Boating loan terms typically range from 2 to 20 years, depending on the type and age of the vessel, as well as your financial profile and preferences.

Interest rates vary based on the lender, the loan amount, the type of vessel and other factors. With access to more than 40 lenders, our rates are competitive. Get A Quote from our friendly Finance Brokers.

Yes, many lenders offer pre approval, which helps you to understand your borrowing capacity and budget before you start shopping for a vessel.

While some lenders may offer 100% financing, most require a down payment, typically ranging from 10% to 30% of the vessel’s purchase price.

Yes, both new and used boats can be financed. However, the age and condition of the boat may affect the loan terms and eligibility.

Additional costs can include loan origination fees, surveyor fees, insurance, registration and maintenance costs. Discuss your quote with your Broker to make sure to factor these into your budget.

Required documents typically include proof of income, tax returns, bank statements, personal identification and details about the vessel (eg. purchase agreement, survey report).

Yes, refinancing options are available to potentially lower your interest rate, reduce monthly payments or change the loan term.

Yes, most lenders require comprehensive boat insurance to protect their investment and ensure the vessel is covered in case of damage or loss. Our insurance team can arrange this for you.

The approval process usually takes a few days, depending on the lender and the completeness of your application.

Yes, contact us to discuss your options.

It only takes 2 minutes to check your eligibility

Hit the water with our competitive rates and personalised service.

We are Australia’s largest finance brokerage firm, committed to securing you loans that drive your business forward.

Qld Pacific Finance Pty Ltd ACN 083 028 684, Australian Credit Licence 386913 and our related businesses QPF Mortgages Pty Ltd ACN 160262368 and QPF Insurance Pty Ltd ACN 624 572 541.

Apply Now

Need finance? No worries! Fill in the form and we'll be in touch to discuss your options.

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